Please check with your insurance agent immediately to ensure you have proper fire (property and casualty) coverage on your home. We devote a lot of time on our website to articles and blogs that relate to real property since that’s our business. Preparing for the unexpected event, such as the current Southern California fires is essential to your future. We never know when such catastrophes will strike so if you have any doubts at all about your homeowner’s insurance coverage, call your insurance agent now!

Fifty-eight percent of the homes in the U.S. are under-insured by almost 22% so if it’s not you, it may be your friend or neighbor who isn’t properly covered. If your home is currently in danger it may not be too late, so pick up your phone and make the call to your agent as soon as possible. It makes sense that you re-visit your policy coverage regularly so that if you are a victim of such a catastrophe, you will have a better chance to re-build an important part of your life...your home.